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Pet Insurance policies are underwritten by Independence American Insurance Company.

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1 Up to a 10% group discount is available. Discounts vary by state and are subject to change. Not available in all states.

Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit https://figopetinsurance.com/state-documents-and-sample-policies. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change.

Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Insurance products are underwritten by Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N Scottsdale Rd., Ste. 160, Scottsdale, AZ 85254. Policies are produced by Figo Pet Insurance, LLC (NPN: 16841904; CA license 0K02763)

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Copyright © 2015-2026 Figo Pet Insurance LLC. All rights reserved

Lightning-fast claims

Less waiting, $$ quicker than ever. Our easy-to-use mobile claims process means, on average, most claims close in just 3 working days*. Plus, keep track of where your claim is in the process.

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More than just insurance

The ultimate pet parent toolkit, right at your fingertips.

Connect

We make it easy to find your pack. Discover and connect with pet parents near you, share photos, plan play dates, and more!

Pets and their owners
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Explore

Wherever you roam, discover and save pet-friendly places and services near you.

We're here to help

Have questions regarding the pet cloud, or your account?

Contact Us

Services provided by PetCloud are supported by Figo Pet Insurance, LLC, a licensed insurance agency. No one is permitted to sell, solicit or negotiate an insurance policy without a producer license in the state in which the plan is sold, and all prospects should be directed to Figo Pet Insurance. The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions (including pre-existing conditions), and terms of the policy documentation issued by the insurer. Availability of this program is subject to each state’s approval and coverage may vary by state. Coverage underwritten by Independence American Insurance Company (IAIC), a Delaware Insurance Company, 11333 North Scottsdale Road Suite 160 Scottsdale, AZ 85254. Live Vet and the Figo Pet Cloud are separate non-insurance services unaffiliated with IAIC. Figo Pet Insurance's California license number is 0K02763. Figo Pet Insurance LLC is duly authorized to transact insurance in Puerto Rico (NPN: 16841904) in property, casualty, disability, health services, and life.

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Pet Cloud

Your pet’s life, all in one place. From insurance to play dates and everything in between, the Pet Cloud makes pet parenting a breeze.

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    A robust mobile app
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Talk to a live vet.
Talk to a live vet.
Figo - talk with a live vet.
Figo - talk with a live vet.
Figo - talk with a live vet.

Peace of mind with Telehealth

Included with every insurance policy, receive direct access to a licensed veterinary professional via text - anytime, anywhere, within seconds.

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    Digital Records

    Don't lose track of what's important. Vet records and more, all in one spot!

  • Pet To-Dos

    Pet To-Do's

    You're busy, we get it. With reminders, we let you know when the important "pet stuff" is due.

  • Live Vet

    Live-Vet 24/7

    Pet emergency? We're here for you. Chat with licensed veterinary pros, right from the app.

  • Your Pet Tag

    Your Pet Tag

    This little tag can help reunite you, should your pet go missing. *Not available in all states.

  • Claims Assistant

    Claims Assistant

    Meet Evie, your claims assistant. She's here to walk you through the process and make it hassle-free.

  • Achievements

    Achievements

    Earn achievements and level up while you navigate the Pet Cloud

  • And More

    And more...

    Download the Pet Cloud to discover more!

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Your pet’s life, all in one place. The Figo Pet Cloud connects you to people, places, and all things pet.

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Customized by you

Design your pet’s plan in less
than 60 seconds!

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